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Best eCheck Online Casinos in the US

eCheck is a secure and reliable way to transact directly from your bank account to your online casino. This banking option is the electronic version of a traditional paper check. eCheck online casinos are recommended if you are uncomfortable sharing your card details or e-wallet credentials with an online US casino.

Top eCheck Online Casino Sites in 2024

Our Ranking Criteria of Top eCheck Casinos in the US

Our experts use a comprehensive review process to identify the best eCheck casino for every player’s preferences. Let’s go over our review process.

Licensing and Security

Your safety is always our top priority; hence, we only recommend online eCheck casinos that operate under valid licenses from state gambling authorities. Most gambling sites on our top list are regulated by reputable authorities like the New Jersey Division of Gaming Enforcement (NJDGE), the Pennsylvania Gaming Control Board (PGCB), and others. The top casinos that accept eCheck deposits also use advanced SSL encryption to safeguard your personal and banking details.

eCheck Payment Integration

First, we ensure that our top casinos accept eCheck deposits and withdrawals. However, that is not the only factor we consider. We assess how well the casino’s banking system supports eCheck transactions. Fast processing times, low fees, and the ease of setting up electronic check payments are always our top priorities.

Bonuses and Promotions

eCheck online casinos with huge bonuses and reasonable T&Cs rank higher on our list. In addition to an excellent welcome bonus, we evaluate ongoing deposit bonuses, promotions, and loyalty rewards for existing players. The best casinos in the US offer a variety of bonuses, which come in handy if you are looking for a boost in your bankroll. While huge bonuses are great, they do come with strict requirements. When reviewing the casino bonuses, we take note of key T&Cs such as the wagering requirement, minimum deposit, max win cap, and expiry date.

Variety of Games and Providers

When evaluating the gaming lobby, we examine how many games an online gambling site offers. Having variety is often more important than the total number of titles. We ensure that the eCheck sites we recommend offer popular casino games among USA players, such as online slots, classic tables, and live casino games. These games are sourced from renowned software providers like Pragmatic Play, NetEnt, and Evolution Gaming.

Customer Support Efficiency

A solid customer support system is always necessary if you run into any problem while depositing or withdrawing with eCheck. That is why we tested the support channels of all the recommended casinos to ensure US players have direct access to live chat, email, or phone support to resolve their issues quickly with satisfactory results.

Advantages and Disadvantages of eCheck Online Casinos

Like any other casino payment method, using eCheck as an online payment method has its advantages and drawbacks. Let’s take a look at some of the pros and cons of eCheck:

Pros

  • Little to no transaction fees
  • Highly secure ACH network
  • No third-party account is needed
  • Straight-forward transaction process
  • Comparatively higher transaction limits

Cons

  • Slow transaction times
  • Not always available for withdrawals
  • Requires personal banking details

Key Highlights of Playing at US Online Casinos That Accept Check

Why should you use eCheck to make a deposit at an online casino in the USA? There are several distinctive features that make this banking method appealing to many US casino players. Let’s discuss them. 

Direct bank integration

eCheck allows you to transfer funds directly from your bank account to your US online casino account. The process is done using the Automated Clearing House (ACH) network. This eliminates the need for third-party intermediaries like credit cards or e-wallets. You do not need to set up a separate account for eChecks, either.

Security and encryption

eCheck is one of the safest online payment methods, as transactions are processed through the ACH network and undergo multiple layers of verification. On top of that, eCheck transfers use banking-grade encryption to protect your financial data. You will not be required to provide sensitive information like card details and CVV numbers, further enhancing your security.

Lower transaction fees

Most US online casinos that accept eCheck do not charge deposit transaction fees. This makes it a cost-effective transaction method. However, remember that the bank may charge a fee for eCheck deposits. Nonetheless, the charges are generally lower than other methods like wire transfers or credit card transactions​.

High deposit limits

Like direct bank transfers, eCheck transfers have high transaction limits, which is a great perk, especially if you are a high roller. Therefore, you can deposit massive amounts without the need for frequent top-ups via eCheck payments. 

Widespread availability

Although this banking method isn’t universally accepted, leading gambling sites in the US do support eCheck transactions. If you are wondering what online casinos accept eCheck, we have compiled a list of the best safe and licensed US casinos supporting this payment method.

How to Create an eCheck Account

eCheck works just like writing a physical check, but you do it electronically. Below are the steps to follow.

  1. Choose a bank or payment provider
    The first step is to ensure that your bank supports eCheck payments. Many traditional banks and credit unions offer eCheck services as part of their online banking platforms. If you don’t have an account with a bank that supports eChecks, consider setting one up with a compatible provider.
  2. Open a checking account
    You must open a checking account if you don’t already have one. This account will be linked to your eCheck service for processing payments. You can do this by visiting your bank’s branch or setting up an account online through their website.
  3. Enable eCheck or ACH payments
    Once you have an active checking account, log in to your bank’s online platform or mobile app. Under the payment settings or account services, look for an option to enable ACH (Automated Clearing House) or eCheck payments. You may need to agree to specific terms to activate this feature.
  4. Provide your banking information
    When setting up eCheck as a payment method for online casino payments, you must enter your bank’s routing number, checking account number, and other identifying information such as your name and address. This ensures that funds are correctly transferred between accounts.
  5. Verify your account
    Some banks/payment providers may require account verification to confirm that the eCheck service is set up correctly. This might involve a small deposit amount into your account, which you must confirm to finalize the setup. Follow the instructions from your bank or the payment service to complete this process.

Depositing at eCheck Online Casinos

Now that you know the critical features of eCheck casinos, it’s time to get started. But first, you need to fund your account. Here is how you make eCheck casino deposits:

  • Log into your casino account
    After choosing a licensed and reputable online casino that accepts eCheck, sign up or log in to your account.
  • Go to the banking section
    Scroll to the cashier or banking section of the casino. Select eCheck as a payment method for deposits.
  • Provide bank information
    On the next screen, enter your bank name, routing number, account number, and the amount you want to deposit.
  • Confirm the transaction
    Depending on the bank, you may need to confirm the transaction before processing. It is optional if your bank does not require confirmation.
  • Wait for processing
    Like credit cards, eCheck offers instant deposits, but some casinos may take a few minutes or hours to process them. This allows you to start playing instantly.

How to Withdraw from US Online Casinos That Accept Check

Not all casinos support eCheck withdrawals. If not supported, you will need to use an alternative payment method. On the other hand, US casinos that offer withdrawals will mail you a physical check. Below are the withdrawal steps to follow;

  1. Confirm eCheck availability
    Some USA online do not accept eCheck withdrawals. So, before you initiate one, check whether the casino allows it.
  2. Head to the cashier
    Once logged in, go to the cashier section and select the eCheck option under withdrawals.
  3. Enter the withdrawal amount
    Input the amount you want to withdraw. Most operators have minimum and maximum withdrawal limits, so stay within that range.
  4. Provide bank details
    Next, you must enter your bank name, routing number, and account number. This allows the casino to send funds through the ACH network.
  5. Confirm and wait for processing
    After submitting the request, you typically have to wait one to five business days for your paper check. The exact time frame depends on the casino’s processing speed and your bank’s clearing system​.
  6. Receive your winnings
    After approval and processing, the check will be sent to you via mail. You can then deposit the check into your account.

Safety and Security at eCheck Online Casino Sites

eCheck online casinos in the USA process your transactions through the ACH. This is a highly secure network that handles electronic transfers between financial institutions. Additionally, this system adds a layer of verification and ensures that only legitimate transactions are processed. Let’s look at the critical security features of this banking method.

Encryption and data protection: All eCheck transactions are protected by SSL encryption. This technology encrypts your personal and banking details. Plus, many casinos and banks use two-factor authentication (2FA) to add another layer of security.

Bank-level security: Since eCheck is directly tied to your bank account, it benefits from the same level of security used in traditional banking, which is perfect for new players. This includes monitoring for suspicious or fraudulent activity. In such cases, banks also allow transaction reversals.

Minimal exposure of bank details: Unlike credit cards or other payment methods, eCheck transactions do not require the casino to access your full financial details. You only need to provide the routing and account numbers.

DescriptionDetails
Security featuresSSL and 2FA
Account registration requiredNo
KYCNo
External integrationYes

eCheck Mobile Compatibility

Mobile casinos are becoming more popular daily, and most eCheck online casinos in the US are mobile-optimized for iOS and Android devices. Notably, you do not need any app to use eCheck because your bank details are enough to facilitate eCheck transfers.

DescriptionDetails
Approve transactions with biometricsYes
FaceID compatibilityYes (iOS)
Seamless 2FA checkYes

Enjoy Low Fees and High Limits with eCheck Online Casinos

eCheck is a secure, reliable, cost-effective payment method for American online casino players. Though it is not as fast as other methods like e-wallets or cryptocurrency, it offers low fees, high transaction limits, and top-notch security. The only downside of this banking option is that you can’t use eCheck for direct withdrawals. Instead, you can request the casino to mail you a physical check. 

Since this banking option might not be widely available in US online casinos, we have compiled a list of top online casinos that accept eChecks. Choose your preferred casino, sign up, and make your first eCheck deposit to claim the welcome bonus for a boost in your bankroll. 

Alternatives to eCheck Casinos in the US

eCheck payments are outstanding for high-roller and US players looking for a secure payment method. However, it may still not be idle for you. In this case, we have listed several other alternative banking options that you can consider.

Visa Casinos

Mastercard Casinos

PayPal Casinos

Apple Pay Casinos

  • Visa and Mastercard are the two most widely accepted payment methods at online casinos. No casino site will deny your debit or credit card deposit, unless your bank requires additional authorization.
  • PayPal is the way to go if you’re a casual player who likes convenience and quick withdrawals. Note, PayPal has higher fees than most other payment options.
  • Apple Pay is a mix of PayPal and cards. It appears as an e-wallet, but you can use it for deposits only. You will have to withdraw via bank transfer.

FAQ About eCheck Online Casinos

Your eCheck deposits are processed within a few minutes to a few hours. On the other hand, eCheck withdrawals take longer, often ranging from 5 to 7 working days.

All the casinos listed on this page support eCheck transactions. We have evaluated these sites to ensure they are safe and licensed.

Yes, as long as you sign up at a top eCheck casino in the US that is licensed by the appropriate jurisdictions, you are guaranteed ultimate safety. Such casinos also use SSL encryption to safeguard the information you share on the site.

eCheck is a type of ACH payment. ACH is the network that facilitates electronic transfers between banks, while eCheck refers to the specific payment method processed through this network. Essentially, all eChecks are ACH payments, but not all ACH payments are eChecks.

VIP eCheck is a premium service some new eCheck casinos offer to expedite transactions for high-value players. It generally allows for higher transaction limits and faster processing times.

To make deposits with eCheck, go to the cashier section of your casino, select eCheck as the payment method, and enter your bank’s routing and account numbers. Confirm the transaction; the funds will be processed via the ACH network.

Most casinos do not charge fees for eCheck deposits, but some may impose fees on withdrawals, typically ranging from 1% to 3%​.

Deposits at the best eCheck casinos are processed instantly, but sometimes, they can take a few minutes or hours, depending on the casino and the bank’s processing speed.

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