Accepted Payment Methods at US Online Casinos

Visa Casinos

Mastercard Casinos

PayPal Casinos

Apple Pay Casinos

Play+ Casinos

Trustly Casinos

eCheck Casinos

Skrill Casinos

PayNearMe Casinos

VIP Preferred Casinos

Types of Payment Methods

Based on the payment method’s features, how it works and how the transactions are processed, we can put them in five different categories:

• Cards
• E-wallets
• Prepaid cards and vouchers
• Online banking and transfers
• Cash deposits

Each of these has its own traits. Moreover, there are several different brands in each category, meaning there’s competition between them that promotes innovation and further development.

Most casino players have access to several of these, but they use one or two.

Cards

Cards, mainly debit cards, are accepted at all online casinod. The VISA, Mastercard and American Express logos guarantee you can conveniently deposit at your select casino site and start playing in a matter of minutes.

However, it’s important to note that some banks do not allow deposit to gambling businesses. The reason is that these entities are considered high risk. You may have to call your bank and seek approval.

VISA and Mastercard have been with online casinos for decades now. American Express is also available.

Overall, if it wasn’t for card fraud and revealing so much personal details when making payments, cards would be the most convenient and at the same time recommend option. Online casinos are not incentivizing the use of cards for deposits. If anything, the checks by gambling sites are more thorough when they see a card deposit.

E-wallets

E-wallets bring a new layer of convenience where you don’t have to show a lot of transactions on your bank statement to and from online casinos. In addition, e-wallets are usually both deposit and withdrawal methods. This means you don’t have to withdraw via bank transfer or other way – you simply get your winnings out to the same account you’ve deposited prior. To deposit, you share only your email which is more secure than sharing your debit card number of your address with online merchants, such as casino sites.

However, this convenience brought about by e-wallets comes at a price – significantly higher transaction and maintenance costs. Generally, players who have been in the game for longer time resort to methods like Trustly or they use crypto payments.

Prepaid Cards and Vouchers

If privacy is your main concern, you should opt for one of the available prepaid cards, such as PayNearMe. There are many options, but not all of them are available worldwide. Some of these don’t support all currencies.

You may not find all of these in regulated markets. Due to their nature, how they work, regulators are imposing more thorough KYC requirements. Because of this, as an added admin expense, regulated casinos simply remove them from their cashiers.

Even today, prepaid cards are still around and enable thousands of casino players to privately transfer the amount they are comfortable with, without worrying if they’re going to get get stuck at any point.

Besides the limited availability, the fees are also on the higher end.

Online Banking and Transfers

Online banking is the safest deposit and withdrawal method out of all we mentioned so far. It directly connects your bank account to the casino. Because it’s simple and efficient, the fees are generally low.

If you’re are going to play casino games online and you plan on making a habit out of it, online banking is the way to go.

Cash Deposit on Location

As US online casinos have a local license partner, you can visit their establishment and make a deposit or collect your payouts. It’s by far the safest method when it comes to depositing and withdrawing. However, it’s also the least convenient.

It’s worth noting that cage withdrawals need to be requested in advance. You can’t show up at the location requesting your money out. There’s due diligence done by the online casino before the money is released.

Choosing your Payment Method

There’s no one perfect payment method for online gambling. Online casinos are doing what they can to widen their reach by adding as many payment options as possible. However, despite all their efforts, as they target multiple markets, it’s nearly impossible for them to adjust to every single player. Nevertheless, as you need to setup your payment method once, it’s best to choose carefully at this stage before you commit to one or two.

Note, there are no rules that prevent you from having multiple payment methods to your name.

Here are some things you should consider before choosing which payment method to use at online casinos.

• Payment option accessibility – realistically, which payment methods are at your disposal, or which ones you can obtain without going out of your way? The answer to this question will narrow down your options significantly.
• Deposit frequency – how often do you plan to deposit? If you’re not going to play often, it’s best to go for a card deposit and see where that takes you.
• Budget – it’s important to set a budget. If it’s a large amount, it’s probably for the best to stay away from prepaid cards, e-wallets and stick to online banking and/or crypto payments.
• Currency options – the casinos that you want to join may not accept all currencies. To avoid additional fees on currency conversion, it’s recommended that you go for a payment method that supports that local or the accepted currency. Some prepaid cards like AstroPay and Neosurf are notorious when it comes to this.
• Casino site availability – if you’re going to switch between different casino sites often, perhaps because of the welcome bonus, choose a payment method that’s widely available. If you’re into bonuses, e-wallets are not a safe bet as many online casinos won’t qualify your first deposit for the welcome offer.

Depositing at an Online Casino

Once you’ve decided on a payment method you’re going to use at online casinos, you should then find a gambling site that accepts this deposit method. To avoid any doubt, here are the steps you should take to deposit and start playing with real money.

1. Select a deposit method you’re going to use at online casinos.
2. Navigate to our respective top list featuring the online casinos that accept the deposit method you chose.
3. Follow the “Visit Site” link and register an account with the casino.
4. Verify your email.
5. Go to the cashier to select your chosen deposit method.
6. Provide the amount you wish to deposit.
7. Provide the required information, depending on your chosen deposit method, this information can vary.
8. Once you provide all the details, you can complete the transaction.
9. The money is credited to your balance – start playing with real money.

Online Casino Withdrawals

Online casino withdrawals are a bit more complicated. Casinos are very open and welcoming before you deposit. However, when the time for a payout comes, things can get interesting very quickly. This is why it’s important to play at reliable and trusted online casinos.

Before you proceed to submit a withdrawal request, check the following:

• Do you have pending wagering requirements? If the answer is yes, complete them first as the withdrawal request can void your play any winnings you might be entitled to.
• Do you have a payment method that supports withdrawals ready? Ensure the payment method is registered to your name. Otherwise, the casino can deny you the withdrawal.
• Have you completed the KYC with the casino? If the answer is no, it’s best to do it before you submit the withdrawal request. It will simplify the procedure a lot.
• Obtain a bank statement if you’ve deposited by card. The casino will seek verification and proof that you’re the rightful owner of the card and you haven’t fallen victim to any fraud.

Once you’re done with the checklist, you can proceed with the withdrawal request:

1. Login to your online casino account.
2. Enter your account dashboard.
3. Click or tap on the Withdrawals button in the Cashier/Wallet.
4. You will see the amount you can withdraw. Select a withdrawal method.
5. Provide the amount you wish to withdraw.
6. This is when the withdrawal pending period starts. It varies based on the casino’s policy.
7. You will receive the payment instantly or after up to five business days, depending on the withdrawal method you’ve chosen.

If you fail the KYC, you will be denied the payout. If you fail completing the wagering requirements, you will be denied the payout. It’s important you get this right.

Payment Verification and KYC

Regardless of which payment method you decide to use at online casinos, casino sites will ask for three things by default:

• Personal ID card with a photo, such as a driver’s licence, passport or national ID.
• Proof of address in the form of a utility bill or bank statement on your name.
• Proof of funds, especially if it’s a larger amount you’ve deposited. Usually the threshold is about $10,000 in total.

At US online casinos, KYC is initiated at the point of registration.

The proof of funds is a bit convoluted. Here’s why:

If you register with your real first and last name, and you real address, you shouldn’t have problems registering, depositing real money, playing with real money and withdrawing real money from online casinos.